Local-first personal finance
Your finances, on your machine, in your hand.
GlidePath Money runs on your PC and reaches your phone via your own private subdomain. Net worth, debt paydown, retirement projections, balance-transfer tracking — all the views, none of the cloud.
Why "local-first" matters
Mint shut down. Simplifi and Monarch can read every transaction you have. Your bank balances, debts, and retirement projections sit on someone else's servers — to be hacked, sold, or analyzed by AI you didn't agree to. GlidePath Money is built the opposite way.
Your data never leaves your PC
All your accounts, transactions, and projections live in plain CSV files on your machine. We never see them. No "anonymized data sharing", no AI training, no third-party analytics. It's your filing cabinet, on your computer.
Phone access from anywhere
Your install comes with a private subdomain like you.glidepathmoney.com
that securely tunnels to your PC. Microsoft or Google sign-in gates the URL.
No app on your phone — just open the browser.
The views that actually matter
Net worth across liquid, retirement, real estate, loans, and cards. Credit card priority by urgency. Balance-transfer countdowns. Loan amortization with balloon-payment warnings. Retirement Monte Carlo. Built by someone who actually uses it.
Import from anything
Migrating from Mint, Simplifi, Monarch, YNAB, or Quicken? Drop your CSV export in and the importer auto-detects the format. Excel works too. PDF statements from major issuers parse automatically.
No subscription lock-in to leave
Your data is plain CSV files on your disk. Cancel any time, keep your data. No vendor wall keeping you in. Worst case, open the files in Excel.
No bank credentials, ever
Other apps want your bank login (Plaid, Yodlee, etc.) — one breach away from your savings. GlidePath Money never asks. You manually enter balances on a schedule that suits you, just like the old days, but with a real app.
Spotlight feature
Balance transfers that don't bite you.
0% APR balance transfers are how you actually pay down credit card debt — until the promo expires and you're suddenly back on 24%+ interest, sometimes retroactively on the entire balance. Mint, Simplifi, and Monarch don't surface this at all.
GlidePath Money tracks every BT promo in a first-class entity. For each transfer, you see:
- Days remaining until your 0% expires — color-coded by urgency.
- Monthly payment needed to clear the balance before the promo ends.
- Post-promo APR displayed alongside, so you know exactly what you're racing.
- Action queue on the home page surfaces the ones running out of time first.
- Expired-promo warnings — if interest started accruing, you'll see it that day.
Saved real money the first month it caught a missed deadline. That's the whole pitch.
How it works
Three steps. No technical knowledge required.
Buy a license
Pick a subdomain (e.g. wolff) and a sign-in email during checkout.
We email you the installer plus a license key.
Run the installer
Double-click. Paste the license key. The installer sets up the local app, configures a private subdomain that points to your PC, and gates it with Microsoft / Google sign-in.
Open it from anywhere
Visit you.glidepathmoney.com from any browser — your phone,
your laptop, your kitchen tablet. Sign in once per device. Your PC just has
to be on.
Ready to own your finances?
One-time setup, one fixed price. No "anonymized data sharing" small print. Just your numbers, on your machine, in your hand.